Technology, SaaS & IT Insurance
Insurance for technology companies should reflect what you build, what you promise customers, what systems and data you touch, and how the company is growing.
Serving Utah and all 50 states. Based in Utah, we work with technology, SaaS and IT companies statewide, from Logan and Ogden to Salt Lake City, Provo and St. George, and we place coverage for companies in all 50 states. We look at how your locations, people, property and contracts actually affect the coverage you need. Reach out for a no-pressure review of what you have today.
Start with the business model. Then dig into the contracts and exposures.
Explore focused guides for SaaS companies, software developers, MSPs, startups and the coverages that often matter most as technology businesses scale.
SaaS Company Insurance
SaaS companies can face contract-driven insurance requirements, cyber incidents, allegations that software failed to…
Explore →Software Developer Insurance
Software developers can be blamed when an application does not work as intended, a deployment causes disruption, a…
Explore →IT Services & MSP Insurance
Managed service providers and IT consultants can have privileged access to client systems, responsibility for backups…
Explore →Technology E&O Insurance
Technology E&O is designed for certain claims alleging that a technology product or service failed to perform,…
Explore →Cyber Insurance for Technology Companies
Technology companies can hold sensitive information, rely on cloud infrastructure and become deeply embedded in…
Explore →D&O Insurance for Technology Companies
Technology companies often add D&O coverage as ownership, outside investment, boards, fundraising and strategic…
Explore →EPLI for Technology Companies
Fast-growing technology companies can change headcount quickly, recruit competitively and restructure teams. EPLI can…
Explore →Technology Startup Insurance
Early-stage technology companies may start with basic coverage, but customer contracts, fundraising and hiring can…
Explore →Technology Contract Insurance Requirements
Insurance clauses in customer and vendor contracts can drive limits, coverage types and certificate requests. Reviewing…
Explore →A company can create a major loss without anyone getting hurt or anything physically breaking.
Technology claims can involve financial loss, data, network disruption, professional services, customer contracts, investors and employment decisions. A useful insurance review connects those exposures instead of treating each policy as a separate purchase.
Insurance questions Utah technology companies ask
Technology companies often learn about insurance requirements from a customer contract, an investor or a funding round. The most common needs are technology errors and omissions, cyber liability, directors and officers, employment practices liability and general liability.
Frequently asked questions
What insurance does a SaaS company need?
Many SaaS companies carry technology E&O and cyber liability, often combined, along with general liability, workers' compensation, and D&O and EPLI as they grow.
Why do customer contracts ask for tech E&O?
Customers want assurance that if your product or service fails and causes them financial loss, there is insurance behind your obligations.
Is cyber insurance the same as tech E&O?
No. Tech E&O addresses claims that your services or product caused a client financial loss. Cyber addresses data breaches, network security events and related costs. Many carriers package them together.
Do startups need D&O insurance?
Investors and board members often expect D&O once a company raises outside capital or forms a board.
Related pages: Technology E&O · Cyber Insurance for Tech Companies · SaaS Company Insurance · IT Services & MSP Insurance · Contract Insurance Requirements
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