Why did my commercial property premium increase?
Rate drivers, valuations, protection class, construction, catastrophe exposure and what can actually be improved.
Insurance built around how your business actually operates.
Based in Utah, serving businesses statewide from Logan to St. George, and in all 50 states.
Moreton & Company has been serving businesses since 1910. Headquartered in Utah, with offices in Boise and Denver, we combine local relationships with the market access and nationwide capabilities to serve companies across all 50 states.
Utah basedLocal business expertise
Industry-specificCoverage around real exposures
NationwideCompanies across the U.S.
01
Understand the operation
02
Identify the exposures
03
Build the market strategy
04
Make coverage understandable
Industry Focus
Deep expertise where it can make the biggest difference.
We can insure businesses across virtually every industry. These five areas are where this site goes deeper — because specialized searches deserve specialized answers.
01 / INDUSTRY
Manufacturing & Industrial
Metal fabrication, machine shops, plastics, equipment, building products and complex industrial operations.
Explore manufacturing → 02 / INDUSTRYTechnology / SaaS / IT
Software, SaaS, IT services, technology consulting and growing companies with cyber, E&O and management risk.
Explore technology → 03 / INDUSTRYWholesale & Distribution
Warehouses, distributors, wholesalers, importers and operations with inventory, products, cargo and fleet exposure.
Explore distribution → 04 / INDUSTRYConstruction & Specialty Trades
Mechanical, electrical, plumbing, roofing, excavation, welding, fabrication and industrial contractors.
Explore contractors → 05 / INDUSTRYCommercial Real Estate
Industrial, office, retail, multifamily, mixed-use and commercial property portfolios.
Explore real estate →Built around your business
Specific business. Specific risks. Smarter insurance.
Your insurance program should reflect how your business actually operates.
Different industries face different exposures, contracts, equipment, property, workforce challenges, and liability risks. We take the time to understand those differences and build an insurance strategy around your operation — not a generic template.
Commercial Coverages
The policies have to work together.
Coverage depends on the operation. We evaluate the full program — property, liability, people, vehicles, technology and specialty exposures — rather than treating every policy as an isolated transaction.
Commercial Insurance Resources
Useful answers. No insurance jargon.
Commercial insurance can get complicated quickly. We break down common coverage questions, renewal challenges, and risk issues to help you make more informed decisions about your insurance program.
What information do I need for a commercial insurance quote?
A practical guide to getting a submission market-ready without wasting weeks going back and forth.
Read the guide →Does general liability cover a defective product?
Where products liability starts, where it stops, and why manufacturers may need more than standard CGL.
Areas We Serve
Utah based. Licensed in all 50 states.
We write commercial insurance for companies in all 50 states and work with businesses across Utah, from Logan to St. George, including communities like these:
- Logan
- Brigham City
- North Ogden
- Ogden
- Layton
- Kaysville
- Bountiful
- Salt Lake City
- Park City
- Sandy
- Draper
- Heber City
- Lehi
- Orem
- Provo
- Spanish Fork
- Payson
- Nephi
- Richfield
- Cedar City
- St. George
Don't see your city? We work with businesses in every city and town in Utah, and in all 50 states. Request a quote →
BH
Contact Us
Braden Hammond
Commercial Insurance Advisor • Moreton & Company
Our Goal
Our goal is to make the insurance process more useful for business owners and decision-makers. At Moreton & Company, that starts with understanding how your business operates, where the real exposures are, and what matters most heading into renewal. We use that understanding to build an insurance strategy around your operation and help you make informed decisions about protecting your business.
Request a Quote
Get a second opinion or start a commercial insurance quote.
Tell us a little about your business and what you need—an upcoming renewal review, a second opinion, or coverage for a new operation. No lengthy insurance application required to start the conversation.