Commercial Real Estate Insurance

Property insurance is only the starting point. A strong real estate program should reflect the building, tenants, leases, income stream, catastrophe exposure, liability profile and how long recovery could realistically take.

What we want to understand before approaching the market.

Better submissions start with better property data and a clear picture of how the owner makes money.

COPE & valuationConstruction, occupancy, protection, exposure and realistic replacement cost.
Lease & tenant structureWho is responsible for what, and whether tenant insurance requirements support the owner's program.
Income exposureRental value, restoration time, tenant reoccupancy and extended-period assumptions.
Catastrophe concentrationHail, wind, wildfire, earthquake, flood and multiple properties in the same geographic area.

Have a renewal or acquisition coming up?

Send us a few basics and we will follow up to learn more about your property or portfolio.

Request a Quote