Insurance for IT Service Providers & MSPs
Managed service providers and IT consultants can have privileged access to client systems, responsibility for backups or security tools, and contractual promises that create both cyber and professional-liability exposure.
Serving Utah and all 50 states. We help technology, SaaS and IT companies across Utah, including Logan, Salt Lake County, Utah County and St. George, and we write commercial insurance for clients in all 50 states. We look at how your locations, people, property and contracts actually affect the coverage you need. Request a quote and we'll review your current program with you.
Match the insurance program to the contracts, technology and growth stage.
Technology companies can create losses that do not look like traditional property or general-liability claims. The right review starts with what you sell, what you promise customers, what data and systems you touch, and how the company is funded and staffed.
Questions worth answering before you go to market.
What information should a technology company prepare for a quote?
Useful information often includes revenue, headcount and payroll, services and products, customer contracts, largest clients, data handled, security controls, claims history, funding and ownership, geographic reach, and current insurance requirements.
Why review customer contracts with insurance?
Contracts can require specific policies, limits and endorsements and can also create indemnification obligations. The insurance program should be compared with those promises rather than reviewed in isolation.
Can cyber and technology E&O overlap?
They can. Some policies combine cyber and technology professional liability, while others separate them. The trigger, exclusions, limits and allocation between coverage parts should be reviewed on the actual form.
Coverage descriptions are general. Actual coverage depends on the specific policy forms, endorsements, limits, exclusions and facts of a claim.
Explore the exposures behind the policy names.
Insurance questions from Utah IT service providers and MSPs
Managed service providers and IT consultants have access to client networks and data, so a configuration mistake, missed patch or breach can create a large claim. Clients increasingly require technology E&O and cyber coverage in master service agreements.
Frequently asked questions
What insurance does an MSP need?
Typically technology E&O and cyber liability, often combined, plus general liability, workers' compensation and, as the firm grows, EPLI and crime coverage.
Does cyber insurance cover breaches at my clients?
It depends on the policy. Third-party cyber and tech E&O are designed for claims from clients, while first-party cyber covers your own systems. Coverage terms vary.
What limits do clients usually require?
Requirements vary by contract. Send us your MSAs and we can compare the requirements with your current program.
Do you insure IT companies outside Utah?
Yes. We are based in Utah and write coverage for businesses in all 50 states.
Related pages: Technology / SaaS / IT · Technology E&O · Cyber Insurance · Contract Insurance Requirements · Software Developer Insurance
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