Shop work or field work—which matters more?
Both. The percentage split and type of field work can materially change carrier appetite.
Welding & Fabrication Contractor Insurance
Field welding and fabrication can blend contractor, product and industrial exposures. Shop fabrication, field installation, structural work, piping and work inside operating facilities should not all be treated as the same risk.
What to Review
Contractor insurance starts with the work—not a generic class description.
Project type, job-site conditions, subcontracting, contracts, fleet, equipment and completed work can all change the insurance conversation.
Hot work & fireSparks and heat can ignite combustible materials well beyond the immediate work area.
Products exposureFabricated components may create liability after they leave the shop.
Field installationJob-site work adds premises, contractual and completed-operations exposures.
Equipment & trailersWelders, generators, tools and trailers often travel from job to job.
Common Questions
Questions worth answering before renewal.
Does structural welding change the risk?
Yes. Structural and load-bearing work can create higher-severity completed-operations exposure.
What about work in oil and gas facilities?
Energy-related locations can introduce specialized contractual, pollution and severity concerns.
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Learn more →Have a renewal coming up?
Start with a conversation about your operation, current program and what you want to improve.