Maximum customer values by location
Review this carefully when evaluating the insurance program and preparing a submission.
Warehouse Legal Liability Insurance
A warehouse operator’s own property policy and its responsibility for a customer’s goods are different questions. Warehouse legal liability is designed around liability for property of others in the operator’s care.
Serving Utah and all 50 states. Based in Utah, we work with wholesalers, distributors and logistics companies statewide, from Logan and Ogden to Salt Lake City, Provo and St. George, and we place coverage for companies in all 50 states. Contracts, lenders and carriers often ask for specific limits and documentation, so we review your contracts and operations before going to market. Request a quote and we'll review your current program with you.
What to Think About
The policy should match how the business actually operates.
Coverage needs depend on the products, contracts, property values, transportation arrangements and services involved. These are some of the issues worth reviewing.
Customer goodsIdentify how much customer property can be at one location at one time.
Warehouse receiptsContracts and warehouse receipts can define or limit responsibility.
Handling damageForklift collisions, loading mistakes and improper storage can lead to customer claims.
Catastrophe lossesA fire or water loss can involve property belonging to dozens of different customers.
Submission Checklist
Information that helps tell the story to underwriters.
Better information can help carriers understand the risk instead of making assumptions from a class code alone.
Storage agreements and warehouse receipts
Review this carefully when evaluating the insurance program and preparing a submission.
Temperature or special-storage requirements
Review this carefully when evaluating the insurance program and preparing a submission.
Claims procedures and contractual limitations
Review this carefully when evaluating the insurance program and preparing a submission.
Related Distribution Topics
One exposure rarely stands alone.
Property, products, transit, customer goods and business income often overlap in a wholesale or distribution account.
Want to review your current program?
Send us a few basics and we will follow up to learn more about your business.
Reviewing your broader wholesale or distribution insurance program? Explore our distributor insurance guide to see how inventory, product liability, transit and business income coverage fit together.