Why does customer type matter?
Work in manufacturing, mining, energy or processing facilities can have very different loss severity.
Industrial Contractor Insurance
Industrial contractors often work around expensive equipment, critical processes and strict owner contracts. Shutdown work, maintenance, installation and turnaround projects can create severity far beyond the contractor’s own contract value.
What to Review
Contractor insurance starts with the work—not a generic class description.
Project type, job-site conditions, subcontracting, contracts, fleet, equipment and completed work can all change the insurance conversation.
Plant shutdown exposureDamage to a critical system can interrupt a customer’s production.
Owner-controlled contractsIndustrial owners often impose detailed insurance and indemnity requirements.
Hot work & confined spaceSpecialized work conditions require strong safety controls and accurate underwriting.
Rigging & equipmentInstallation and movement of expensive machinery can create high-value property exposures.
Common Questions
Questions worth answering before renewal.
What are shutdown/turnaround projects?
Concentrated maintenance or installation periods can increase payroll, crews, hot work and time pressure.
Should we review contracts before bidding?
Insurance requirements can materially affect cost and feasibility, so early review can prevent surprises.
Keep Exploring
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Learn more →Have a renewal coming up?
Start with a conversation about your operation, current program and what you want to improve.