Electrical Contractor Insurance

Electrical contractors can create high-severity property and completed-operations claims even when the physical work is relatively small. Voltage, project type, controls, design and subcontracting all matter.

Serving Utah and all 50 states. Based in Utah, we work with contractors and specialty trades statewide, from Logan and Ogden to Salt Lake City, Provo and St. George, and we place coverage for companies in all 50 states. We look at how your locations, people, property and contracts actually affect the coverage you need. Request a quote and we'll review your current program with you.

Contractor insurance starts with the work—not a generic class description.

Project type, job-site conditions, subcontracting, contracts, fleet, equipment and completed work can all change the insurance conversation.

Fire & electrical damageFaulty installation can cause fire or damage to expensive equipment.
Completed operationsClaims can surface after systems are energized and the project is occupied.
Low voltage & controlsAlarm, data, controls and automation work can introduce different exposures.
Tools & fleetService vehicles, lifts, testing equipment and tools move constantly.

Questions worth answering before renewal.

Does low-voltage work matter?

Yes. Security, fire alarm, data and control-system work may be underwritten differently from standard electrical contracting.

What if we design systems?

Design or specification responsibility can create professional liability exposure.

Why are project types important?

Industrial, residential, healthcare and large commercial projects can present very different severity and contractual requirements.

Have a renewal coming up?

Start with a conversation about your operation, current program and what you want to improve.

Request a Quote